Here are 10 key points to consider when buying health insurance

Here are 10 crucial factors to consider when purchasing the best health insurance

Fill in some textEnsure the premium is reasonable and does not compromise coverage quality.

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Be aware of the waiting period for pre-existing and specific illnesses before you can claim benefits.

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Choose a plan with network hospitals for cashless treatment during emergencies.

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Opt for coverage that includes expenses before and after hospitalization

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Select a plan that covers maternity costs and newborn medical expenses, considering any waiting periods.

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Look for policies offering No-Claim-Bonus to increase your coverage amount for claim-free years.

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Check if the policy covers preventive health check-ups to save on these costs.

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Understand any co-payment requirements where you pay a percentage of the claim amount.

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Be aware of any sub-limits or restrictions that might affect your claim.

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Choose an insurer known for a smooth and efficient claim settlement process.

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Here are 10 crucial factors to consider when purchasing the best health insurance

Fill in some textEnsure the premium is reasonable and does not compromise coverage quality.

Premium vs Coverage

Be aware of the waiting period for pre-existing and specific illnesses before you can claim benefits.

Waiting Period Clause

Choose a plan with network hospitals for cashless treatment during emergencies.

Cashless Hospitalization

Opt for coverage that includes expenses before and after hospitalization

Pre and Post Hospitalization

Select a plan that covers maternity costs and newborn medical expenses, considering any waiting periods.

Maternity Expenses

Look for policies offering No-Claim-Bonus to increase your coverage amount for claim-free years.

No-Claim-Bonus

Check if the policy covers preventive health check-ups to save on these costs.

Preventive Health Check-ups

Understand any co-payment requirements where you pay a percentage of the claim amount.

Co-Payment Clause

Be aware of any sub-limits or restrictions that might affect your claim.

Coverage Limitations

Choose an insurer known for a smooth and efficient claim settlement process.

Claim Process

Read the Full Article here